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Monday, August 1, 2011. Whether you are a first-time home buyer or a veteran of many years of mortgage payments and house upkeep, chances are your home is your single most expensive budget item and your most valuable investment. But few homeowners ever think twice about the homeowners insurance that protects their investment, let alone take the time to read their policy.

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Homes for spending summer holidays. When does the policy begin? How can I get a quote? Is this website safe? Who can I contact to in case of a claim? .